At the core of financial security is making good decisions when it comes to credit products. Whether it’s a student getting a car loan or a family getting a mortgage, the decision to get a loan is one of the single most important choices people will make about their financial futures.

But in order to make the right decision – to be truly informed – people must have access to the best tools & information.

Today the channels to help people understand the impact of credit transactions are also the channels providing these people with the credit advice and products they need. These channels are paid for by the sale of products.

Clearly there is a conflict of interest.

This obvious conflict does not always serve the customers’ best interests, and customers deserve more.

At Planwise we believe that people

• Have the right to be informed of important financial terminology
• Have the right to get access to simple, easy tools to help them understand their personal financial situation
• Have the right to understand the true and longer term impact of major financial decisions
• Have the right to choose their adviser or lender
• Have the right to research their options on their own time and in anonymity until they are ready to talk to a lender or adviser
• Have the right to understand the information & documentation provided to them by their credit provider

For the industry we firmly believe that empowering & educating customers will help them make better decisions about their money, and that people who make better decisions make better customers also.

Sincerely

… all the People here at Planwise